markao20 (6 mths ago)
Hi, I filled out an application but have been approved elsewhere, how can I cancel my application???
FLM Loans (2 mths ago)
To cancel your application or opt out of receiving our texts and emails, click here.
Remember, you can re-apply at any time for an FLM loan, up to £3000 if you change your mind.
If you want a refund from your broker you will need to contact them directly. FLM have no say or power in who gets their money refunded. We also cannot pass any cancellations to your broker, you will have to do this yourself.
FLM Loans (1 year ago)
Hi Scanny77, we dont actually charge any upfront fees. If you've paid anything, it would have been to your broker, not to us. Brokers are paid to find lenders like ourselves; we then give you the money you need.
If you're looking to get a fee back, you'll have to contact your broker directly I'm afraid, we have nothing to do with it.
Dont forget though, your broker chose us for a reason, we can obviously help you. If you are interested, we can lend up to £3000, you just need to get your signed form back to us.
ashg7 (10 mths ago)
I asked for a 20k loan only to be offered 3k? Why is this? When I was on the phone the deal was 20k not 3k.If you can offer me 20k then great but 3k really doesnt help.
FLM Loans (10 mths ago)
It's likely that you've spoken to a broker, brokers will take down your details and do their best to find you a company who can give you a loan. Because they aren't a lender themselves they won't be able to guarantee you a loan and will only be able to do their best to find you what you want. We aren't able to lend anything above £3000 if that is what we've offered you.
nicki (10 mths ago)
hi i want to stop being sent letters to my home i have opted out of txt messagers and emails but i have now had to letters sent to my home how can i opt out of this
FLM Loans (10 mths ago)
If you're still receiving letters from us after opting out it may be because the broker who passed your details to us, may still have your details on their database and will continue to pass them on unless you contact them directly. If you have spoken to a broker in the past, contact them again and ask them to remove your details, and this should stop the problem
lucy brown (9 mths ago)
if i have opted out and cancelled my loan application, does that mean i dont get charged for having money in the flm account as i dont want it no more
FLM Loans (9 mths ago)
If you didn't take the loan out then we wouldn't take any money from you.
Allan (8 mths ago)
I am the guarantor for my ex girlfriend, i expected her to pay off the loan by now by paying over and above her minimum monthly payments, i am now unable to restructure my own finances and the ex isn't being helpful.
Is there anyway i can remove myself from her agreement please.
FLM Loans (8 mths ago)
As you have signed a legal agreement for the full length of the loan, you're not able to remove yourself from the agreement until the loan has been closed and settled.
kateep (7 mths ago)
I no longer want to be a guarantor for someone due to something that has come to my notice. The money has not yet been paid into my account can i stop this loan or pay the money straight back to you as soon as it appears in my account.
FLM Loans (7 mths ago)
As guarantor, the money is paid into your account to protect you from fraud and identity theft. There is a 14 day cooling off period in which you can return the funds to us and we won't charge you anything for it. Of course, you should probably tell your friend that this is the case too. We will send you a letter to let you know the account has been closed if you choose to cancel it
yogi7 (6 mths ago)
I have no living guarantor relatives and I am not prepared to ask friends or neighbors so just forget it, cancel my application
afrah aden (6 mths ago)
I dont need the loan anymore just wanna cancel the loan, remove me please
FLM Loans (6 mths ago)
I have entered your email address into the opt out section of our website www.flmloans.co.uk/nothanks
kevin0105 (4 mths ago)
Hi
I have applyed for a loan and I can see ASPIRE MONEY on the pre-contract consumer credit information.
I am borrowing 2000 over 1 year period and my total payback is 2720.00
Am I paying anything additional to ASPIRE people ? I hope you dont pass my Direct Debit details or account information to a third party(Like Aspire Money) so they also charge from my account seperately. Please confirm this so I can send you the signed Borrower/guarantor application. Thank you !
FLM Loans (4 mths ago)
Hi there,
We do not share any financial information with third parties. The agreement you have with FLM is strictly private and confidential and we do not disclose private details.
We will require your bank account details to set up your monthly repayments but this remains securely within FLM for repayment purposes alone.
harry (4 mths ago)
i have entered my email address and my phone number,does that mean actually my loan application is cancelled and all the dtails you sent me are also cancelled.
FLM Loans (4 mths ago)
Hi,
Any applications you have with the email address and mobile numebr you entered will be cancelled. If you have other applications under different email addresses or mobile numbers you need to enter these as well to cancel them.
tracey (2 mths ago)
my brother has rescently taken a loan out with you for £2000 and hasnt worked for 12 months, how does that work?
FLM Loans (2 mths ago)
Hi tracey,
Before we paid out the loan, we would have checked your brother's affordability for the repayments to make sure that he is able to pay the monthly instalment himself. As long as his income and expenditure information shows that this loan would be affordable for him, we do not require him to be working.
If his circumstances change in future and he cannot maintain the monthly instalment, then we will approach his guarantor for any shortfall in the full amount, as his guarantor would have agreed to make any payments that your brother is ever unable to make on time.
Thanks
scanny77 (1 year ago)
how long does this take? the application did not match my request so i want a refund on the service charge as the service was not provided