Guarantor owns home, mortgage comes from her husbands account. Is that alright?

Chris123 (1 year ago)

My sister is going to be my guarantor, she works full time and owns her own home but the mortgage payments go out of her husbands separate account. Would she still be able to be my guarantor?

FLM Loans (6 mths ago)

Hi Chris,

As long as your guarantor has her name on the mortgage deed, then she will pass that criteria. Sounds like your sister would make a great guarantor. Just to confirm, below is a reminder of the criteria:

1) They must be a UK homeowner
2) They must be between 23-67 years of age
3) They must have a good credit history
4) They just earn over £800 from any income
5) They CANNOT be a guarantor another FLM customer