I'm not sure which bit I sign?

There are 2 different ways you can sign for an FLM Loan:

Signing Online  - we've got a new process on our website, which means you can electronically sign for your loan instead of signing with pen on paper. In this instance, you will be asked to "scroll down and sign your agreement" in step 2 of the application process. When you scroll down, you need to type your full name into the signature box next to the red 'x'. You then click the "I Accept" button. Remember, your application won't be complete until your guarantor signs their agreement too, they can also do this online with the guarantor link you're given in step 3.

Posted paper Form - we will still send you a paper copy of your form in the post if you apply online or apply through a broker or introducer (just in case you or your guarantor can't get online to sign the way I explained above). You and your guarantor will need to sign this form (you sign step 2, your guarantor signs Step 3). You then need to send this paper form back in the freepost envelope we sent you. It obviously takes longer this way because of postage.

You don't need to sign online and by post - just one or the other will do. But please make sure you and your guarantor both do it the same way e.g. both sign it online or both sign it on paper.