New loan instead of top up?

Crystal22 (1 year ago)

If i do not yet qualify for a top up then am i able to apply for a new loan with FLM instead?

FLM Loans (7 mths ago)

No, I'm afraid you're not able to have multiple FLM loans open at the same time. You will have to wait until you're eligable for a top-up. We insist on you making 12 on-time payments before a top-up can be issued to make sure you're comfortable with the amount of money you're paying back.

 

You'll know when you can apply for a top-up because the link will be available on your personal page.

Comments (8)

jj (10 mths ago)

hi you have said that i can borrow 3ooo pounds but i need 4000 or 5000 please if possible can you let me know a s a p
thanks jayne

FLM Loans (10 mths ago)

If you have been offered £3000, this would be the maximum we can offer you at this time.

jon (8 mths ago)

hi, i have finished paying off my loan. can i get another one with you?

FLM Loans (8 mths ago)

You're more than welcome to apply again if you have finished your loan with us. If you apply again within 30 days of your last payment, then you can apply for a topup of anything up to £5000. You can do this through your online account. If paid off your loan more than 30 days ago then you will just need to go to our website and click "Apply" to start a brand new application.

ruth akyigyina (7 mths ago)

I have pay 12mouth and l will like to have 300pound to take my chilrend for hoilday so can tell me when u will give me thank u .I made payment without a miss thank u

FLM Loans (7 mths ago)

Hi ruth akyigyina,

As you have made your 12 monthly repayments on time, you are eligible for a top up of your current loan where you can borrow anything up to £5000 (Whatever amount you decide to borrow, pays off your existing loan and you will receive the amount left over.)

All you need to do now is log in to your online account at www.flmloans.co.uk and fill out the top up application. Remember, it can take a few days from your qualifying payment for the link to show up on your page because we need to make sure that your qualifying payment has been settled definitely.

Thanks

Qualio (4 mths ago)

Can I apply for a NEW loan rather than a top up less than thirty days after the last payment of my current loan if I don't qualify for a top up?

FLM Loans (4 mths ago)

If you have paid off your current loan then you are fully entitled to take out a new loan.

You will of course need a guarantor and your guarantor will need to fit the same criteria - UK homeowner with good credit and aged 23-67.


Tags: 5000, £5000, already have a loan with you, another loan, apply again, eligable, more money, new loan, top up, top-up, topup, two accounts